Libera Investments NV
The key risks of buying or holding cryptocurrency and of purchasing gift cards, gaming credit, or mobile top-ups through Libera Investments NV. It does not describe every risk. If anything is unclear, contact us before you transact.
This Statement explains, in plain terms, the key risks of buying or holding cryptocurrency and of purchasing gift cards, gaming credit, or mobile top-ups through Libera Investments NV (“Libera Investments,” “we,” “us”). It does not describe every risk. If, after reading it, anything is unclear, contact us before you transact. Nothing in this Statement should be read as investment, legal, or tax advice.
Libera Investments NV is a private company registered in Suriname that facilitates the purchase and sale of cryptocurrency (including but not limited to Bitcoin, Ethereum, USDT, and Litecoin) and sells digital products such as gift cards (e.g., Steam, PlayStation, Xbox, Roblox, Amazon, Apple), games, and mobile phone or data top-ups. Libera Investments is not a bank, licensed broker-dealer, investment adviser, custodian, or payment institution, and does not hold any deposit-taking or investment-advisory license. Our role is limited to facilitating transactions you choose to enter into.
Cryptocurrency prices can rise or fall sharply and unpredictably, sometimes within minutes, in response to market sentiment, regulatory news, liquidity conditions, or events with no advance warning. Past price performance is not a reliable indicator of future results.
Blockchain transactions are generally final once confirmed. If you send cryptocurrency to the wrong address, mistype an address, or authorize a transaction in error, it is usually impossible for Libera Investments or anyone else to reverse, cancel, or recover it.
If you hold your own wallet and private keys or seed phrase, you are solely responsible for keeping them secure. Loss of your private keys or seed phrase, or their compromise by a third party, will typically result in permanent and irreversible loss of access to your funds. Libera Investments cannot recover lost keys, reset wallet passwords, or reverse unauthorized transfers made from your wallet.
Scammers frequently impersonate cryptocurrency businesses, including through fake websites, fraudulent support accounts, and phishing messages. Libera Investments will never ask you for your private keys, seed phrase, or wallet password, and will never ask you to send funds to “verify,” “unlock,” or “insure” an account. Treat any such request, even if it appears to come from us, as fraudulent.
The legal and regulatory treatment of cryptocurrency varies by country, is evolving, and may change with little notice, including in Suriname. Future legal or regulatory changes could restrict your ability to buy, sell, hold, or transfer cryptocurrency, or could affect its value or tax treatment.
Buying, selling, holding, or spending cryptocurrency may have tax consequences in your jurisdiction of residence. Libera Investments does not provide tax advice. You are responsible for determining and meeting any tax obligations arising from your transactions.
Cryptocurrency networks may experience congestion, elevated transaction fees, forks, software bugs, or upgrades that could delay, alter, or affect the transactions you make. Neither Libera Investments nor any third party guarantees the continuous, uninterrupted operation of any blockchain network.
The ability to convert cryptocurrency to fiat currency, or vice versa, at a given price is not guaranteed and may be affected by market conditions, payment processor limitations, or restrictions on fiat withdrawals in your jurisdiction. Where Libera Investments relies on third-party exchanges, payment processors, or liquidity providers to complete your transaction, the failure or insolvency of such a party could affect our ability to complete or settle your transaction.
Nothing published or communicated by Libera Investments, including educational or informational content, constitutes investment advice or a recommendation to buy, sell, or hold any asset. You should conduct your own research and, where appropriate, consult an independent professional adviser before transacting.
Gift cards, gaming credit codes, and mobile or data top-ups are digital products that are typically non-refundable and non-exchangeable once the code has been delivered or the top-up has been applied, except where required by law or expressly stated otherwise by Libera Investments.
Gift cards and gaming credits are issued by their respective brands (for example, Steam, PlayStation, Xbox, Roblox, Amazon, or Apple), not by Libera Investments. Libera Investments is not responsible for the issuer’s own terms, regional restrictions, balance disputes, discontinuation of a platform, or changes the issuer makes to how a code may be redeemed.
You are responsible for redeeming codes correctly and promptly, and for checking that any region lock, currency, or platform requirements match your account before purchase. For mobile and data top-ups, you are responsible for providing the correct recipient number and operator; Libera Investments is not liable for top-ups delivered to a number or operator you provided incorrectly.
Codes obtained through unauthorized or fraudulent means may be blocked, reclaimed, or invalidated by the issuing platform, which could result in your code failing to redeem, without any wrongdoing on Libera Investments’ part.
To the fullest extent permitted by applicable law, Libera Investments, its officers, employees, and affiliates are not liable for losses arising from market movements, third-party actions, your own error (including mistyped wallet addresses or recipient numbers), loss of private keys, regulatory changes, or events beyond our reasonable control. This Statement does not limit any liability that cannot lawfully be excluded.
By using Libera Investments’ services, you confirm that you have read and understood this Risk Disclosure Statement, that you are transacting based on your own judgment (or that of your own independent advisers), and that you accept the risks described above as they apply to your transaction.
Libera Investments NV · Paramaribo, Suriname
Questions about this Statement: support@liberainvestments.com · liberainvestments.com
This document is provided for general information and does not constitute legal, tax, or investment advice. Libera Investments recommends seeking independent professional advice for your specific circumstances.
Message Libera before sending funds or submitting an order if a term, risk, wallet network, or payment instruction is unclear.
